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Personal Checking Accounts

A checking account is your everyday account. You need to make sure it’s reliable, easy-to-use and secure. Leighton State Bank is here to help.

  • Like the name suggests, this account gives you freedom. No minimum initial deposit, no balance requirements and—best of all—no maintenance fees.

    Great for: Recent college graduates and young professionals.

  • Premier Checking gives you the option to earn interest for a minimal ongoing balance requirement. This account offers tiered rates that help you earn even more as your balance grows. There is a $100.00 opening balance requirement and an ongoing balance requirement of $100.00. There is an $8.00 monthly maintenance fee if the ongoing balance requirement is not met.

    Great For: Young families and professionals.

    See Rates

  • If you plan to carry a larger balance in your checking account, Platinum Checking is a great option. There are no maintenance fees, plus you earn a progressively higher rate of interest on higher balances. There is an opening balance requirement of $50,000.00.

    Great For: Established families and high earners.

    See Rates

  • Earn 3.00% cash back for making the debit card purchases you normally make! You can earn up to $144.00 cash back per year, with no category restrictions on purchases. You’ll also get refunds on your ATM fees, nationwide—so every ATM is your ATM. No minimum balance to earn rewards or open an account, and no monthly maintenance fees.

    To earn your reward, just do the following transactions and activities in your Leighton Cash Back account during each monthly qualification cycle: have at least one ACH debit transaction post and settle; have at least 12 debit card purchases post and settle; and be enrolled in online banking and agree to receive eStatements.

    And if for some reason you don’t qualify one month, your account is still free. You can get back to earning your full rewards the very next monthly qualification cycle.

    For more clarification, see our 2023 Qualifications Calendar.

    Visit us today for additional details and to open your account.

  • Earn up to 3.56% APY* every month on your balance up to and including $15,000. You’ll also get refunds on your ATM fees, so you can get to your money when and where you need it. Plus 0.31% APY* on balances over $15,000.00 depending on balance in account, and 0.05% APY* if qualifications aren’t met. No minimum balance to earn rewards or open an account, and no monthly maintenance fees.

    To earn your reward, just do the following transactions and activities in your Leighton Interest account during each monthly qualification cycle: have at least one ACH debit transaction post and settle; have at least 12 debit card purchases post and settle; and be enrolled in online banking and agree to receive eStatements.

    And if for some reason you don’t qualify one month, your account is still free and you’ll still earn our base interest rate. You can get back to earning your full rewards the very next monthly qualification cycle.

    For more clarification, please see our 2023 Qualifications Calendar.

    Visit us today for additional details and to open your account.

    See Rates

RATES COMPARISON

BALANCE REQUIREMENTS INTEREST RATE APY*

Personal Checking Comparison

Freedom Checking Premier Checking Platinum Checking

* Annual Percentage Yield (APY)
Rates effective 12/20/2022 and subject to change
Fees, if any, may reduce earnings
All deposits are FDIC insured to applicable deposit insurance limit

** No minimum balance requirements. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 (up to $4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) you receive 3.00% cash back on debit card purchases that post and settle to the account during qualification cycle, up to a maximum cash back of $12.00 per monthly qualification cycle. If qualifications are not met: (1) you will not receive cash back on debit card purchases and (2) ATM fees are not refunded. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to the account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count toward qualifying debit card transactions. Monthly qualification cycle is not the same as monthly statement cycle. Available on consumer purpose accounts only, limit one Leighton Rewards checking account per SSN. Rate and rewards can change without notice.

*** APY = Annual Percentage Yield. APYs are accurate as of 11/14/2022. Rates may change after account is opened. No minimum balance requirements. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 (up to $4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 3.56% and (3) balances over $15,000 earn 0.31% APY on the portion of balance over $15,000. If qualifications are not met: (1) all balances earn 0.05% APY and (2) ATM fees are not refunded. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to the account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count toward qualifying debit card transactions. Monthly qualification cycle is not the same as monthly statement cycle. Available on consumer purpose accounts only, limit one Leighton Rewards checking account per SSN. Rate and rewards can change without notice.

1. Maintenance fees are applied only if your account falls below its ongoing minimum balance requirements and are subject to sales tax.

2. Larger balances earn higher interest rates

Open an Account with Us Today!

There’s no better time than right now to start banking with Leighton State Bank. If you’re ready to grow financially strong with us, reach out today.

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