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Personal Savings Account

Leighton State Bank makes saving easy by offering a variety of account designs to fit any needs. We provide convenient access and competitive interest rates on all of our personal savings accounts.

  • You can open a Basic Savings account with only $1.00. There are no service fees or minimum balance requirements and your balance earns interest. There is a $1.00 minimum opening balance, and a maintenance fee of $1.00 per withdrawal after 6 per statement cycle.

    Great for: Recent college graduates and young professionals.

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  • Our Premier Savings helps you earn more as your balance increases. This account provides access to funds while earning higher interest as your balance grows. There is a $500.00 minimum opening balance, and a maintenance fee of $1.00 per withdrawal after 6 per statement cycle.

    Great for: Young families and saving for large expenses like trips or down payments.

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  • Watch your savings grow in our Bonus Savings. With its tiered interest rate setup, there is a “BONUS” tier that offers a high rate. This account must be tied to a primary checking account at LSB. There is a $2,500.00 minimum opening balance, a maintenance fee of $1.00 per withdrawal after 6 per statement cycle and $1.00 minimum balance fee if balance falls below $50.00 per statement cycle.

    Great for: Families and assertive savers.

    * Limit of one Bonus Savings account per household; not eligible with a Leighton Savings rewards account.

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  • If you plan to maintain a high account balance, the Platinum Savings account is a great option. Enjoy accessibility to funds while earning a progressively higher rate of interest on higher account balances. There is a $50,000.00 minimum opening balance, a minimum withdrawal of $5,000.00, and a maintenance fee of $1.00 per withdrawal after 6 per statement cycle.

    Great For: High earners and retirees.

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  • A Leighton Savings account earns a high yield for accounts that meet the qualifications—putting saving on autopilot. Earn 1.26% APY* on your balance up to and including  $25,000.00 and 0.25% APY* on balances over $25,000.00 depending on balance in account. No minimum deposit to open.

    Qualifying for your Leighton Interest or Leighton Cash Back rewards automatically qualifies you for the highest Leighton Savings rate, too. To earn your reward, just do the following transactions and activities in your Leighton Interest or Leighton Cash Back account during each monthly qualification cycle: have at least one ACH debit transaction post and settle; have at least 12 debit card purchases post and settle; and be enrolled in online banking and agree to receive eStatements.

    For more clarification, please see our 2023 Qualifications Calendar.

    Visit us today for additional details and to open your account.

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  • Because it’s never too early to start banking, Leighton State Bank provides accounts tailored for kids, teens and graduates.

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RATES COMPARISON

BALANCE REQUIREMENTS INTEREST RATE APY*

PERSONAL SAVINGS COMPARISON

Minimum Opening Balance Minimum Withdrawal Maintenance Fee1

* Annual Percentage Yield
Rates effective 3/24/2023 and subject to change
Fees, if any, could reduce earnings
All deposits are FDIC insured to applicable deposit insurance limit.

** A Leighton Interest or Leighton Cash Back account is required to have a Leighton Savings rewards account.  If qualifications in Leighton Interest or Leighton Cash Back account are met each monthly qualification cycle: (1) balances up to $25,000 receive APY of 1.26% and (2) balances greater than $25,000 earn 0.25% APY on the portion of balance over $25,000.  If qualifications are not met in Leighton Interest or Leighton Cash Back, all balances in Leighton Savings earn 0.20% APY. Available on consumer purpose accounts only, limit one Leighton Savings rewards account per SSN. Rate and rewards can change without notice.

1Transfers to another account or to third parties by pre-authorized, automatic or telephone transfer, check, draft, or similar order are limited to six per statement cycle; a fee will be charged per withdrawal in excess of six during a statement cycle. Unlimited over the counter transactions.

Open an Account with Us Today!

There’s no better time than the present to start banking with Leighton State Bank. If you’re ready to grow financially strong with us, reach out today.

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