- Freedom Checking
Like the name suggests, this account gives you freedom. No minimum initial deposit, no balance requirements and—best of all—no maintenance fees.
Great for: Recent college graduates and young professionals.
Features:
- Maintenance Fees(1): None
- Opening Balance Requirement: None
- Ongoing Balance Requirement: None
- Tiered Interest Bearing(2): No
- Premier Checking
Premier Checking gives you the option to earn interest for a minimal ongoing balance requirement. This account offers tiered rates that help you earn even more as your balance grows.
Great for: Young families and professionals.
Features:
- Maintenance Fees(1): $8.00
- Opening Balance Requirement: $100.00
- Ongoing Balance Requirement: $100.00
- Tiered Interest Bearing(2): Yes
See rates below
- Platinum Checking
If you plan to carry a larger balance in your checking account, Platinum Checking is a great option. There are no maintenance fees, plus you earn a progressively higher rate of interest on higher balances.
Great for: Established families and high earners.
Features:
- Maintenance Fees(1): None
- Opening Balance Requirement: $50,000
- Ongoing Balance Requirement: None
- Tiered Interest Bearing(2): Yes
See rates below
- Leighton Cash Back**
Earn 3.00% cash back for making the debit card purchases you normally make! You can earn up to $144.00 cash back per year, with no category restrictions on purchases. You’ll also get refunds on your ATM fees, nationwide—so every ATM is your ATM. No minimum balance to earn rewards or open an account, and no monthly maintenance fees.
To earn your reward, just do the following transactions and activities in your Leighton Cash Back account during each monthly qualification cycle: have at least one ACH debit transaction post and settle; have at least 12 debit card purchases post and settle; and be enrolled in online banking and agree to receive eStatements.
And if for some reason you don’t qualify one month, your account is still free. You can get back to earning your full rewards the very next monthly qualification cycle.
For more clarification, please see the 2024 Qualifications Calendar or the 2025 Qualifications Calendar.
Visit us today for additional details and to open your account.
- Leighton Interest***
Earn up to 3.56% APY* every month on your balance up to and including $15,000. You’ll also get refunds on your ATM fees, so you can get to your money when and where you need it. Plus 0.31% APY* on balances over $15,000.00 depending on balance in account, and 0.05% APY* if qualifications aren’t met. No minimum balance to earn rewards or open an account, and no monthly maintenance fees.
To earn your reward, just do the following transactions and activities in your Leighton Interest account during each monthly qualification cycle: have at least one ACH debit transaction post and settle; have at least 12 debit card purchases post and settle; and be enrolled in online banking and agree to receive eStatements.
And if for some reason you don’t qualify one month, your account is still free and you’ll still earn our base interest rate. You can get back to earning your full rewards the very next monthly qualification cycle.
For more clarification, please see the 2024 Qualifications Calendar or the 2025 Qualifications Calendar.
Visit us today for additional details and to open your account.
See rates below
Rates Comparison
| Balance Requirements | Interest Rate | APY* |
|---|
Premier Checking Account
Platinum Checking Account
Leighton Interest (If Qualifications Are Met)***
Leighton Interest (If Qualifications Are Not Met)***
Personal Checking Comparison
| Maintenance Fees (1) | Opening Balance Requirement | Ongoing Balance Requirement | Tiered Interest Bearing (2) |
|---|
Freedom Checking
Premier Checking
Platinum Checking
* Annual Percentage Yield (APY)
Rates effective 11/14/2022 and subject to change
Fees, if any, may reduce earnings
All deposits are FDIC insured to applicable deposit insurance limit
** No minimum balance requirements. If qualifications are met each monthly qualification cycle:
(1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 (up to $4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) you receive 3.00% cash back on debit card purchases that post and settle to the account during qualification cycle, up to a maximum cash back of $12.00 per monthly qualification cycle. If qualifications are not met: (1) you will not receive cash back on debit card purchases and (2) ATM fees are not refunded. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to the account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count toward qualifying debit card transactions. Monthly qualification cycle is not the same as monthly statement cycle. Available on consumer purpose accounts only, limit one Leighton Rewards checking account per SSN. Rate and rewards can change without notice.
1. Maintenance fees are applied only if your account falls below its ongoing minimum balance requirements and are subject to sales tax.
2. Larger balances earn higher interest rates
Get in Touch
There’s no better time than the present to start banking with Leighton State Bank. If you’re ready to grow financially strong with us, reach out today.
