Protecting your privacy is important to Leighton State Bank and its employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Leighton State Bank employees for collection, use, retention, and security of nonpublic personal information.
Click here to view our Privacy Policy PDF.
FACTS: WHAT DOES LEIGHTON STATE BANK DO WITH YOUR PERSONAL INFORMATION?
WHY? Financial companies choose how they share personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security Number and Income
• Account Balances and Payment History
• Credit History and Employment Information
When you are no longer our customer, we continue to share your information as described in this notice.
HOW? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Leighton State Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information | Does Leighton State Bank Share? | Can you limit this sharing? |
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
For our marketing purposes – to offer our products and services to you | Yes | No |
For joint marketing with other financial companies | No | We don’t share |
For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We don’t share |
For our affiliates’ everyday business purposes – information about your creditworthiness | No | We don’t share |
For our affiliates to market to you | No | We don’t share |
For our nonaffiliates to market to you | No | We don’t share |
Who is providing this notice? Leighton State Bank
How does Leighton State Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Leighton State Bank collect my personal information? | We collect your personal information, for example, when you Open an Account or Deposit money Pay your bills or Apply for a Loan Use your Credit or Debit Card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can’t I limit all sharing? | Federal law gives you the right to limit only -Sharing for affiliates’ everyday business purposes – information about your creditworthiness -Affiliates from using your information to market to you -Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. |
Definitions:
Affiliates- Companies related by common ownership or control. They can be financial and nonfinancial companies. Leighton State Bank has no affiliates.
Nonaffiliates- Companies not related by common ownership or control. They can be financial and nonfinancial companies. Leighton State Bank does not share with non affiliates so they can market to you.
Joint marketing- A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Leighton State Bank does not jointly market.
Questions? Please call Leighton State Bank at 641-628-1566
This site does not intend to market any products or services to children. The bank does not knowingly gather or solicit data from children through this site, and by using this site, you represent that you are at least 18 years of age.